Do you live in an area that gets flooded from time to time? Or are you, perhaps, concerned with the possibility of your roof leaking into the house below? Regardless of your actual concern, it's essential that you know what should be done if your home should one day flood with water. Whether the water comes from a nearby body of water, a burst pipe, or a leaky roof, the steps to take are going to be much the same. A few of the things that you will need to take care of first include the following:
Inform insurance company
Not every insurance policy covers repairing water damage, but many of them do. Even if your policy specifically excludes flooding, they may still pay for damage caused by burst pipes or a leaky roof. You're going to have to notify your insurance company and/or read over your policy yourself in order to determine how much the insurance company is going to contribute to repairs. Depending on your policy, it's possible that the insurance company will fully reimburse you for any damage caused to your home.
When your home experiences a flooding incident, you will need to confirm that it is not unsafe due to the water damage. If the damage is from widespread flooding, it may take a while to confirm your home's status as all the other homes nearby need to be inspected as well. If your home suffered from a serious burst pipe or a leaky roof, either you or your insurance company may need to pay for a professional inspection to make sure that the home is still safe and is in repairable condition. In some cases, an extreme amount of water will mean that it will be cheaper and easier to tear down the house and rebuild from scratch rather than make any repairs.
As soon as you know for sure that the home can be repaired, it's important to contact water damage professionals to start performing those repairs. They'll not only have the right kind of knowledge to ensure that the job is done correctly, but they'll also have access to the right equipment. Lacking either the equipment or the knowledge could make the repair process take longer and cost more in the long run. They'll also be able to help mitigate and prevent mold and mildew damage, helping to keep the ultimate repair bill as low as possible.
If you need help with water damage repair, contact a professional near you.